Insurance

Insurance policies for UdG students

The University of Girona has three types of insurance policies for students:

  • School insurance. Compulsory for students of official study programmes who are less than 28 years old. It can be taken out by Spanish nationals, foreign residents and Europeans. It does not cover the students undertaking University of Girona-specific study programmes. It costs €1.12 per year.
  • Accident insurance. Compulsory for students undertaking official study programmes who are more than 28 years old, non-resident foreign students and students undertaking University of Girona-specific study programmes. It costs €9.50 per year.
  • Mobility insurance. Covers students who participate in mobility and internship programmes abroad, whether (incoming) or (outgoing). It is compulsory for the latter. The cost depends on the country of destination.

School insurance

School insurance is compulsory for students of official study programmes who are less than 28 years old. It covers school accidents, family misfortune or illness.

REQUIREMENTS  Students who are less than 28 years old can take it out by paying the necessary fee during enrolment. This option is open to: Spanish nationals studying in Spain, students from Member States of the European Union and the European Economic Area, and all foreign students who are undertaking studies in Spain.
APPLICATION School insurance is automatically taken out during enrolment.
FORMS School insurance application form
COST €1.12 per year.
FEATURES Coverage and benefits of the school insurance  (Social Security website)

What to do in the event of an accident at school 
ADDITIONAL INFORMATION School insurance is only valid within the Spanish territory. When travelling abroad, students must have a European Health Insurance Card (healthcare in countries of the European Community) or the E-AND-4 if going to Andorra. These documents are issued by the National Institute of Social Security at their Information and Assistance Centres. The student must show one of his or her parent’s medical insurance cards in which he or her appears as a health insurance beneficiary. If this requirement is not met, the student can obtain a European Health Insurance Card with the enrolment receipt and a document accrediting the official study programme that he or she will undertake abroad.
CONTACT Academic offices of the secretaries of the teaching centres

Social Security freephone service: 901 16 65 65

Accident insurance

Compulsory for students of official study programmes who are more than 28 years old, non-resident foreign students and students undertaking University of Girona-specific study programmes. The rest of students can take it out voluntarily.

REQUIREMENTS  The beneficiaries are the students who pay the necessary fee during enrolment.
APPLICATION Students for whom it is compulsory automatically take out accident insurance during enrolment. The students who voluntarily want to take it out must expressly indicate this during enrolment.
COST €9.50 per year.
FEATURES Coverage and benefits of the accident insurance

Catalan healthcare centres to go to in the event of an incident 
CONTACT Academic offices of the secretaries of the teaching centres

Telephone number to call in the event of an incident: 91 581 14 00

Mobility insurance

1. University of Girona students who participate in international mobility programs (outgoing)

University of Girona students who participate in international mobility and exchange programmes must take out the mobility policy negotiated by the university. This policy includes health and travel assistance insurance.

REQUIREMENTS To take out mobility insurance, the student must be enrolled (excluding students who are doing an internship at a company). The student must complete the online enrolment and make the necessary payment.
APPLICATION 1. Read the coverage and benefits of the policy carefully.

2. Fill out the application form, where you will find the amount to pay and the bank account details.

3. Send the form to udg@willis.com, attaching proof of payment.

4. Within 5 days, the student will receive an email with the certificate of insurance from the insurance company.

5. During his or her stay, the student must always carry the certificate of insurance. It is recommended that the student leave a copy of the certificate of insurance with a contact person in the country of origin. It is necessary to have the contact telephone number of the insurance company.
 FORMS Mobility insurance policy’s application form 
COST One price, depending on the destination and irrespective of the length of stay, with an upper limit of a year:

– Stays all over the world, except for the USA, Canada, Japan, and Mexico: 73 euros
– Stays in the USA, Canada, Japan, and Mexico: 90 euros
FEATURES Coverage and benefits of mobility insurance
ADDITIONAL INFORMATION The student cannot take out mobility insurance for a period of more than one year for the same study or mobility programme.

This policy does not cover any of the student’s family members who are also enrolled. In this case, it is recommended that the family members take out insurance in the country of origin.

Should the beneficiary require medical assistance, they must get in touch with the insurance company. Normally, the student pays for the visit and then requests a reimbursement from the company.

The beneficiary must bear in mind that a travel insurance policy covers the round trip and healthcare during their stay, but it does not cover any other trips that may be taken during the stay.
CONTACT Willis, Insurance Broker
Tel. 93 415 62 67
A/e udg@willis.com

2. Foreign students who attend the University of Girona as part of the mobility programme (incoming)

Foreign students who attend the University of Girona as part of the international mobility and exchange programmes must take out a health and travel assistance insurance policy. Students who can accredit having a European Health Insurance Card are not subject to this requirement.

REQUIREMENTS To take out mobility insurance, the student must be enrolled. The student must complete the online enrolment and make the necessary payment.

International students who are studying a master’s degree and visiting students can also take out this policy.
APPLICATION Option A: Take out the mobility policy negotiated by the UdG

1. Read the coverage and benefits of the policy carefully.

2. Fill out the application form, where you will find the amount to pay and the bank account details.

3. Send the form to udg@willis.com, attaching proof of payment.

4. Within 5 days, the student will receive an email with the certificate of insurance from the insurance company.

5. During his or her stay, the student must always carry the certificate of insurance. It is recommended that the student leave a copy of the certificate of insurance with a contact person in the country of origin. It is necessary to have the contact telephone number of the insurance company.

Option B:Take out a policy with an insurance company independently

1. Bring the disclaimer to the academic secretary's office of your teaching centre.

2. Take out the policy if the student has not already done so.

3. If the University of Girona has requested it, bring a photocopy or send a scanned copy of the certificate of insurance.

The student must have taken out an insurance policy by 15 days after arrival, at the very latest.
 FORMS Mobility insurance policy’s application form  (option A)

Liability disclaimer for not taking out a mobility insurance policy  (option B)
COST Single price regardless of the duration on the journey. Valid for up to one year: 269 euros
FEATURES Coverage and benefits of mobility insurance
ADDITIONAL INFORMATION The student cannot take out mobility insurance for a period of more than one year for the same study or mobility programme.

This policy does not cover any of the student’s family members who are also enrolled. In this case, it is recommended that the family members take out insurance in the country of origin.

Should the beneficiary require medical assistance, they must get in touch with the insurance company. Normally, the student pays for the visit and then requests a reimbursement from the company.

The beneficiary must bear in mind that a travel insurance policy covers the round trip and healthcare during their stay, but it does not cover any other trips that may be taken during the stay.

If the student can take out insurance in their country of origin, they will be covered for the round trip.

It is extremely important to understand that this policy is a travel insurance policy, NOT a health insurance policy. Therefore, it cannot be used as a health insurance policy to renew the Foreigner Identification Number (NIE) or visas while the student is studying at the University of Girona.
CONTACT Willis, Insurance Broker
Tel. 93 415 62 67
A/e udg@willis.com

Last updated July 2019