1.School accident

A school accident is understood as any bodily injury suffered by the insured person due to activities directly or indirectly related to their status as a student, including sports, assemblies, study trips, internships and the like, provided that they have been organised or authorised by the academic authorities of the teaching centres.

In relation to sports activities, school accidents are considered injuries due to participation in championships or internal leagues, as well as in their respective training sessions, provided that the student is part of one of the teams at the same university.

The practical classes carried out by students in companies or institutions outside the UdG, as well as academic excursions outside the UdG, are covered by the school insurance provided they are practical classes or excursions authorized by a teaching institution.

Students over the age of 28 are not covered by school insurance and must be subscribed to another public or private insurance system.

2.Transfer to the healthcare centre

If urgent health assistance is needed due to a school accident, transport can be carried out by ambulance or taxi, but taking into account the following points:

1. The student must have school insurance only. If at the time of the accident she is registered with another Social Security system (even if it is for part-time work), then medical and pharmaceutical assistance must receive her from the Social Security.
2. Only travel from the university centre to the health centre is paid.No return journey is provided.
3. The student must pay the ambulance or taxi invoice and then submit it to the INSS, together with the service request and the rest of the documentation.

3.Public or private healthcare

Students who have a school accident, who are beneficiaries of both the school insurance and the health card of their father/mother or mother, can be attended to at any public centre (outpatient or hospital), but they can also opt for assistance at any private centre they wish.In the case of the second option (private centre), the school insurance will cover the cost according to its own fee breakdown. The student must pay any possible differences. However, in cases of emergency assistance, duly justified, in which an option has been made by a private centre, all the expenses generated in the first visit will be paid to the student, and the following will be settled in accordance with the school insurance fees.

Applications for benefits resulting from assistance in private centres must be managed by students or by the school itself and submitted to the INSS Help and Information Offices.

4.Application for social security benefits 

Applications must be submitted to any of the Social Security agencies or assistance and information centres (CAISS) of the Provincial Department of the National Institute of Social Security (INSS).The CAISS de Girona is located at c/ Santa Eugènia, 40, ground floor, tel. 872 08 25 10.

Documents required to apply for social security benefits:

• School insurance application form, filled out and signed.The student can also request this form at the academic secretary’s office of the teaching institution or INSS.
• DNI or family record book.
• Non-EU student card (foreign students).
• Enrolment receipt (including the academic year, the subjects in which the student is enrolled and the payment of the school insurance fee)
• Other specific documents (medical reports, etc.)
• Foreigner Identification Number (NIE) (European students).

For more information, go to the INSS website (School Insurance Benefits ), call the free-phone number +34 901 16 65 65 or visit your nearest CAISS.